Portable Money Management softwares

quicken. MS Money. These could be some of the software that come in to your mind  when you heard money management software. However, can you think of FREE money management software?

In this posting let me list some of the money management software that are not only safe but also free and portable. you will not be spend any single cent. They portable. You can bring it anywhere with you. Portability of these software are good for you specially when you want it for personal use.

1.RQ Money is one of the great portable personal finance software application. It is simple, fast and effective financial software. RQ Money uses SQLite database to store data which is not only fast but also small. The database was awarded by google-o’reilly in category the best open-source project of year 2005. RQ Money allows the user to print reports, export data (e.g. for MS Excel), filter and sort data choice and more.  Databases can be password protected. It supports languages like Brazilian, Portuguese, Chinese, traditional Czech, English, Hungarian, Italian, Polish, Russian, and  Slovak. Continue reading

Make your investment Safe in Franchising

I still don’t have the necessary skills and experience in putting my own business but I am very much willing to learn. In order to learn I read business books and magazine in order to learn but that will not give me skills and experience. However, because I read I learned how will I gain skills and experience in business and that is by venturing into franchising.

If you don’t know what franchising is let me quote one of the definitions I get from the Internet.

A form of business organization in which a firm which already has a successful product or service (the franchisor) enters into a continuing contractual relationship with other businesses (franchisees) operating under the franchisor’s trade name and usually with the franchisor’s guidance, in exchange for a fee.

This content can be found on the following page:
http://www.investorwords.com/2078/franchise.html

If you are like me who concerns himself about safety, you might have asked: “how safe is franchising?” While there is no guarantee that venturing int franchising will make one successful in business but I think franchising is the safest investment one can make to succed in business venture. However, there is also no guarantee that you will succeed as a franchisee.

There are a number of ways you can help yourself in making  the best decision when it comes to investing in any franchising venture. Let me list some of the tips what can one do to make franchise venture safer.

1.  Franchiser Growth. Steady growth growth year after year shows that franchisers management team has been implementing a  well developed strategic growth plan.

Ask yourself:  How quick is the franchiser growing in terms of expansion and geographical coverage?

a. Expansion. How many franchises have been opened for the past five years?

b. Geographical coverage. Is the franchisor growing locally, regionally, nationally, or internationally?

2. Franchisor Financials.  The franhisor financial statement should be provided to you when you receive your franchise agreement. With this you might be needing the help of an accountant to find out the finacial stability of the franchisor.

3. Fees. Some of the franchise-related fees are initial franchise fee, royalties, and advertising fund. These fees should be examined when comparing similar franchising opportunities.

putting a background on your folder / Directory

This is my first post related to computer and this about putting a background on your folder / Directory. My OS is Windows XP Professional.

What you need:

  1. the image you would like to use as a background
  2. the folder you wanted to have a background

These are the steps:

Continue reading

The Attributes of God

I was a scholar in a certain organization that promotes high ideals like peace, love, respect, and brotherhood. It is supposed to be a non-religious organization but I found out that they have certain “religious” beliefs. One time I heard one of their speakers told us on one of our “learning sessions” that he does not believe in hell. He went on and said that if God is love how can He send someone to Hell? If your there and you are a Christians, you know for sure that the Bible is clear on the teachings about hell. You know for sure that God sends people to hell. But can God really send someone he loves? I thought about this for a moment. I learned that what that speaker’s problem was not His disbelief in Hell but his view on who God is.

Our view on who God has an effect on how we perceive things. If you believe in a passive and uncaring God, I don’t think that you are going to pray to Him. If you look at God as something like a Ginny who fulfills all things that you wish, then you are going to pray a lot to get what you want. But if you believe in a God who desires fellowship with you because He loves you and wants you to have all the best things in the world, I believe that you will always come to God in prayer because you know that your loving God is waiting for you. Our view on who God is, really affects our actions and our attitudes. It is therefore right to learn who the God we serve is. What is God like? Let us talk about the natures and attributes of God. By attributes of God I mean the nature and character of God. Continue reading

Theology–the study of God’s revelation of Himself to man

There is a type of theology called natural theology that aims to prove the existence of God and evolve the notion of God by reasoning. One of those proofs, according to those proponents of natural theology, is the consciousness of man about God. Studies in anthropology show that there is awareness within a man that God exists. The concept of God is prevalent in every human culture. Man, even long ago, has been trying to know and understand God. This is the reason man has religion. It is not just because of ignorance of man, it is because deep within himself he is looking for a creator and he wants to know who that creator is. However, can man really know God?

Can you discover the depths of God?
Can you discover the limits of the Almighty?
They are high as the heavens, what can you do?
Deeper than Sheol, what can you know?

(Job 11:7-8).

Man is finite and God is infinite. That is a problem. Man, as a finite being, can not fully grasp the concept of infinite. What we could possibly know about God is very limited. What we could know about God is not enough to know Him as He is.  The good news is that God reveals himself to man.

Continue reading

The Bible as the Word of God – It’s Inspiration and Inerrancy

“All Scripture is given by inspiration of God, and is profitable for doctrine, for reproof, for correction, for instruction in righteousness: That the man of God may be perfect, thoroughly furnished unto all good works.”

2 Timothy 3:16-17

The Bible is also known as the Word of God. When one person mentions that he read the Word of God, we immediately think of the Bible.  But, what does it mean when we said that the Bible is the Word of God? We call it the Word of God because we believe that it came from God. This does not mean that Bible came from the Heavens and people just saw it shining, descending from above. Or while God was talking about events that had happened, His words became the Bible. It is not the case with the Bible. What we believe is that the God inspired (out-breath) the Bible that resulted in writing of the Scripture making it the very word of God. Let us talk about the inspiration of the Scripture and its inerrancy. Continue reading

God Desires to be Known

For to us God revealed them through the Spirit; for the Spirit searches all things, even the depths of God. (1 Corinthians 2:10).

In order to know something, Man uses his senses, his reason and his commonsense. But the Bible said in 1 Corinthians 2:9 that there are “Things which eye has not seen and ear has not heard, And which have not entered the heart of man.” It means that there are things that cannot be know by mankind by his reason alone or by his senses alone. And Paul said in verse 10 that these things can only be known by God’s revelation through the Holy Spirit. These things, in order to be known by mankind, must be revealed by God. This process is what we call revelation. Continue reading